Many people do not understand the technical language of their insurance policy. Insurance company adjusters are employed by the insurance company and represent their interests and not necessarily those of the insured. On the other hand, an accredited public insurance adjuster works on your side to protect your interests.
Accredited public insurance adjusters are retained for the adjustment of claims due to fire, wind, water, vandalism and other perils. The public insurance adjuster serves commercial businesses, public and private institutions, professional firms, homeowners and the general public.
If a loss occurs, you should give immediate consideration to engaging the services of Independence Public Adjusters, Inc. (IPA).
WHAT IS A PUBLIC INSURANCE ADJUSTER?
A public insurance adjuster is an expert in the claim adjustment process. You can retain one of these professionals to assist you in achieving a maximum settlement of your claim.
WHAT IS MEANT BY THE TERM “ LICENSED” PUBLIC ADJUSTER?
A public adjuster is licensed and bonded by the Department of Insurance. They are bound by the regulations of the states in which they operate. Independence Public Adjusters, Inc. is licensed in California, Nevada, Arizona and New Mexico.
HOW CAN INDEPENDENCE PUBLIC ADJUSTERS, INC., HELP ME?
You will have the advantage of expert assistance in dealing with your insurance company. IPA will relieve you of the time-consuming and difficult tasks involved in preparing and filing a claim and will help you to attain a prompt and fair settlement.
CAN I PREPARE MY OWN CLAIM?
Yes. However, our accredited public adjuster who has years of experience and training and can ensure that your claim is adjusted properly and fairly. More specifically, our public insurance adjuster will assist you in the preparation of inventories, estimates and other factual proofs of loss. He or she will handle all the necessary details for compiling and filing claims, as required by the terms of your insurance policies. IPA will also confer on your behalf with insurance company representatives and handle all matters essential to a proper and satisfactory adjustment.
WHY DO I NEED HELP FILING AN INSURANCE CLAIM?
and stipulations, various forms and riders that are constantly changing, as well as numerous complex details about your requirements in case of loss. In many instances, the insured does not realize that the burden of proof is on them, the policyholder.